Merchant services

Payments, point of sale, and funding — done right.

Payment processing, point of sale, and business funding — supplied, configured, and supported by people who answer the phone. Here's what that looks like in practice.

Merchant services, end to end

Credit card processing, point of sale, and funding — the core of what we do. Click into any service, or start a conversation and we'll scope it with you.

01

Credit Card Terminals & Processing

Every way your customers want to pay.

Reliable terminals and transparent card processing. We source the equipment, set up the merchant account plumbing, and keep an eye on your effective rates so fees don't creep.

Typical work

  • Terminal supply and configuration
  • Merchant services setup
  • Rate and fee reviews
  • Ongoing device support
02

Point-of-Sale Systems

The counter, the floor, and the back office — in sync.

We spec, supply, and configure modern point-of-sale systems for retail and hospitality — hardware, software, and integrations with your inventory and reporting, with training and support after go-live.

Typical work

  • POS selection and configuration
  • Hardware supply and installation
  • Inventory and reporting integration
  • Staff training and ongoing support
03

Loans & Financing

Capital with terms that make sense.

Working capital, equipment financing, and expansion loans through a vetted lender network. We prepare the numbers, match you to the right lenders, and help you compare offers before you sign.

Typical work

  • Funding needs assessment
  • Lender matching and applications
  • Offer and term comparison
  • Refinancing and restructuring

POS platforms

The platforms we set up

Industry-standard point-of-sale systems, sourced and configured by Merchafi — the hardware and software you know, backed by a person who answers the phone.

Clover point-of-sale terminal on a merchant counter

Clover POS

The counter standard, configured by us.

The industry-standard POS family — station, handheld, and mini — spec'd for your counter or floor. We supply the hardware, configure payments and inventory, and train your team on site.

Square point-of-sale register at a retail counter

Square, powered by Merchafi

Square's simplicity, backed by a real person.

Run Square's hardware and software with Merchafi behind it — merchant account setup, transparent rate reviews, and a person who picks up the phone when something needs fixing.

Dejavoo P1 payment terminal taking a contactless card payment

Dejavoo P1 Terminal

Compact, fast, and ready out of the box.

The Dejavoo P1 smart terminal — a compact countertop device that handles tap, chip, and mobile wallet payments. We program it for your rates, connect it to your processor, and stay on for support.

Our Commitment

What every Merchafi account gets

The same promises behind every terminal we install and every rate we quote — no asterisks, no fine print.

Transparent pricing, always

Every rate and fee in plain English, line by line. If a number on your statement doesn't make sense, we explain it or we fix it.

People who answer the phone

The person who sets up your account is the person you call afterward. No ticket queues, no hold music.

No lock-in contracts

We'd rather earn your business every month than trap it in fine print. Leave anytime — most merchants never do.

Support after go-live

Rate reviews, device support, and staff training long after installation day. Your account doesn't go quiet once the paperwork is signed.

How we work

The engagement approach

Every Merchafi account runs the same four-step arc — scoped around your business, never a one-size box.

01

Diagnose

We start by understanding your business as it is, not as the brochure says it is. Your sales mix, your volumes, your current statement.

02

Frame the decision

We turn your options into a clear choice with visible trade-offs — rates, hardware, and terms side by side.

03

Deliver

We set up the account, install the hardware, and train your team. The person who scoped it is the person who delivers it.

04

Stay for results

We stay in the room after go-live — reviewing your effective rates and supporting your devices as your business grows.

Next step

Not sure where you're overpaying?

Send us your latest processing statement and we'll show you, line by line, where your money is going. No commitment, no fine print.

Start a conversation